What if the employee is unhappy with the physician he/she selected from the employer's panel.

Under Tennessee law, the employer or insurance carrier is not required to offer a second panel of physicians or a second opinion.  If asked, however, the insurer or employer MAY provide a second panel.  An employee may always seek a second opinion or obtain treatment with any physician at his/her own expense.  However, only the restrictions of the authorized physician must be followed by the employer.

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