Yes, owners of construction businesses are required to carry workers’ compensation coverage on themselves or be listed on the Secretary of State’s Exemption Registry. There are a few exceptions, for example, Construction Services Providers who work directly for a property owner with no subcontractors; or Construction Services Providers who work on their own property; or where the employment of the Construction Services Provider is casual labor.
See Tennessee Code §50-6-902. See the Secretary of State’s Exemption Registry web link: https://tnbear.tn.gov/wc/ExemptionRegInstr.aspx
See also: http://state.tn.us/sos/bus_svc/WCFAQs10.1.2011.pdf
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