Yes, owners of construction businesses are required to carry workers’ compensation coverage on themselves or be listed on the Secretary of State’s Exemption Registry. There are a few exceptions, for example, Construction Services Providers who work directly for a property owner with no subcontractors; or Construction Services Providers who work on their own property; or where the employment of the Construction Services Provider is casual labor.
See Tennessee Code §50-6-902. See the Secretary of State’s Exemption Registry web link:
Tennessee Department of Labor/Bureau of Workers' Compensation